Product development & Innovation


Product Development & Innovation

We are committed to bring quality products designed according to Shari’ah principles and in cooperation with our clients needs. Whether your need is to develop a completely new product for your portfolio or to review existing one(s), we are here to help you and smooth the process.

At your request, we will design and develop various Shari’ah-compliant financial products that can be used for retail and/or investment banking, capital markets and takaful (insurance). In the process of designing and developing these products, we will take into consideration local regulatory requirements and market conditions. The end result will be innovative and commercially viable solutions in line with your specific needs and highest standards. The following is the list of some financial products that we can help you design and develop, namely:

  • Current accounts
  • Savings accounts
  • Personal finance
  • Home financing
  • Corporate finance
  • Structure finance

  • Project finance
  • Treasury products
  • Investments products
  • Microfinance products
  • Sukuk (Islamic certificates/bonds)
  • Takaful products